Life Science
If you operate in this sector you are faced with a range of constantly evolving risk exposures which require bespoke insurance solutions to meet the needs of your business.
We have the expertise to provide such solutions and by working together we can develop a comprehensive insurance programme protecting you against any of the following:
- Property Insurance, including breakdown of your production machinery
- Protection of your 'R & D' income, including 'milestone' payments
- Changes in controlled environments due to damage to your property caused by spoilage or decay
- Contamination - including events caused by airborne microbes, bacteria, mold, viruses, pathogens or radiation, as well as the cost of cleanup and removal of contaminants (including radioactive contaminants) from land, water, air, or buildings
- Product withdrawal and crisis management expenses
- Professional Indemnity - including efficacy cover and compensation to third parties caused by the need to stop using one of your products due to the risk of future bodily injury
- Employers' Liability
- Public and Products Liability
- Emergency medical expenses for bodily injury caused during a human clinical trial, including cover for Employees who voluntarily participate in such a trial
We can act for companies at all stages of development, as well as those operating outside the UK and including:
- Newly formed companies
- 'Incubator' companies introducing new ideas into the market
- Organisations with global operations, as well those exporting to the USA or Canada
- Clinical Trial Managers
If you would like more information then please contact us at broker@astbury-wren.co.uk